You can reduce your risk when accepting checks by adding check guarantee and check verification to your payment acceptance program. Worldwide offers a full suite of check acceptance, conversion and guarantee services to help you to minimize your losses due to NSF charges and fraud.

It's your money, why wait for it? Electronic Check Service converts a paper check into safe efficient electronic check by running the check through the same equipment that you use to authorize credit card transactions.

Electronic Check Service works when a customer presents a paper check at the point of sale. The check is then passed through a check reader, which reads the numbers at the bottom of the check and captures an image of the check. It is then voided and returned to the customer with a copy of the sales draft receipt. The transaction is processed electronically and funds are withdrawn directly from the customer's checking account.

Flexible Service Levels

• Conversion with Guarantee:
  The paper check is converted into an electronic transaction, and the check amount is guaranteed.
  
• Conversion with Verification:
  The paper check is converted into an electronic transaction, and ECS verifies that the check is "good".
  
• Conversion with Verification & Collections:
  This offers all the advantages of conversion and verification, while eliminating the need for merchants to perform collections.
  
• Conversion Only:
  The paper check is converted into an electronic transaction with minimal validation or authentication.

Apply Now and a rate review specialist will contact you within one business day help you better understand how check verification and guarantee can benefit your business and save you time running back and forth to the bank.